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What is the best way to consolidate debt?

September 4th, 2010 | Author: Admin

I have a lot of credit card debt. We are now starting to pay them off, but the apr’s are so high (29.99%) it’s hard to even see it drop. I do not have a house to use as equity. Have never filed for bankruptcy or anything like that. We just have a very high debt to income ratio. Credit score is well below 700 as well. What is the best option to consolidate the cards to one lower apr? I cannot get new cards either, so that is out of the question.

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Posted in Debt Consolidation | Tags: bankruptcy, cards, credit card debt, credit score, debt to income ratio | 2 Comments »

I need a personal loan of $5000.00 but my credit is bad, and I don't have enough debt to do debt consolidation?

September 2nd, 2010 | Author: Admin

I want to combine my debt but I don’t have enough debt to qualify for a debt consolidation program. please help

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Posted in Bad Debt Consolidation | Tags: debt consolidation program | 1 Comment »

Is Debt Consolidating bad?

September 2nd, 2010 | Author: Admin

Is debt consolidating bad???
Do you know if any good agencies?

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Posted in Debt Consolidation | 6 Comments »

Consolidating credit through debt relief companies. Any tips?

August 31st, 2010 | Author: Admin

I have heard goods and bads. I am looking for stories, tips, etc. Where do I even begin? So many companies just aren’t reputable! How do I know which ones are?

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Posted in Debt Consolidation | Tags: bads | 4 Comments »

How can a debt consolidation loan that also includes home repairs and will reduce monthly costs by $650 be bad

August 30th, 2010 | Author: Admin

I checked out the loan and the interest is not too bad giving that this is a second mortgage that gives money for repairs and pay offs. The only thing I see is that it eats up all the equity and we will need to live in our home for at least 15 years before trying to sell…so that alone is the biggest decision. I am just wondering if there is anything else I should be looking for???
Thank you for the advice. The rate is 9.5% Fixed for 15 or 20 years. There is no pre payment penalty.

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Posted in Bad Debt Consolidation | Tags: money, payment penalty, second mortgage | 4 Comments »

Los Angeles private lenders

August 30th, 2010 | Author: Admin

www.lendinguniverse.com Los Angeles private lenders , hard money and loans In Los Angeles and the cities of Arcadia, Bell, Burbank, Downey, Glendora, Huntington Park and La Mirada. Also hard money lenderand home mortgage combine with mortgage refinancing, mortgage loans, calculator mortgage…

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Posted in Debt Consolidation | Tags: business loans, commercial lenders, construction loans, financing, hard money, Los Angeles | No Comments »

How to Settle Credit Card Debt

August 29th, 2010 | Author: Admin

www.creditcarddebtcoach.com learn how to settle your credit card debt for pennies on the dollar without paying a debt settlement company and how to become debt free.

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Posted in Credit Card Debt Consolidation | Tags: assistance, credit card debt, help, reduction, relief, settlement | 1 Comment »

Los Angeles business financing

August 28th, 2010 | Author: Admin

www.lendinguniverse.com Los Angeles business financing , hard money loan and home loan In Los Angeles and the cities of Bell, Carson, Compton, Glendora, Industry, La Mirada and Lomita. Also financeand home loans combine with home equity, mortgage loan, refinance mortgage and equity home…